:root {
  --black: #11100e;
  --gold: #bd943f;
  --gold-light: #d8b96c;
  --ivory: #f4f0e8;
  --paper: #fffdf9;
  --muted: #6b6964;
  --line: #ded7ca;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--black);
  background: var(--ivory);
  font-family: "Montserrat", Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
}

h1,
h2,
h3 {
  text-transform: uppercase;
}

.brand-case {
  text-transform: none;
}

.announcement-bar {
  min-height: 44px;
  padding: 10px 20px;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: .035em;
  line-height: 1.5;
  text-align: center;
}

.announcement-bar a {
  margin-left: 6px;
  color: #fff;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.site-header {
  min-height: 136px;
  padding: 10px clamp(18px, 4vw, 64px);
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: relative;
  z-index: 10;
}
.brand { display: flex; align-items: center; min-width: 0; color: var(--black); text-decoration: none; }
.brand-logo { flex: 0 0 auto; width: 112px; height: 112px; object-fit: contain; display: block; }
.brand-name {
  margin-left: 22px;
  display: grid;
  width: max-content;
  font: 600 clamp(27px, 2.4vw, 38px) "Cormorant Garamond", Georgia, serif;
  line-height: 1;
  white-space: nowrap;
}
.brand-name small {
  margin-top: 8px;
  width: 100%;
  display: flex;
  justify-content: space-between;
  font: 600 clamp(10px, .8vw, 13px) "Montserrat", Arial, sans-serif;
  letter-spacing: 0;
  text-transform: uppercase;
}

.home-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(14px, 1.7vw, 28px);
}

.home-nav a {
  position: relative;
  color: #342f28;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .08em;
  text-decoration: none;
  text-transform: uppercase;
  white-space: nowrap;
}

.home-nav a::after {
  content: "";
  position: absolute;
  right: 0;
  bottom: -9px;
  left: 0;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform .2s;
}

.home-nav a:hover::after,
.home-nav a.active::after { transform: scaleX(1); }

.client-login {
  flex: 0 0 auto;
  padding: 15px 19px;
  background: var(--gold);
  color: #111;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: .13em;
  text-decoration: none;
  text-transform: uppercase;
  white-space: nowrap;
}
.menu-button {
  flex: 0 0 auto;
  width: 108px; height: 42px; border: 1px solid var(--gold); background: #eee7da; color: var(--black);
  font: 500 12px "Montserrat", sans-serif; text-transform: uppercase; letter-spacing: .16em;
  display: flex; align-items: center; justify-content: center; gap: 14px; cursor: pointer;
}
.menu-button i, .menu-button i::before { width: 16px; height: 1px; background: var(--gold-light); display: block; content: ""; }
.menu-button i::before { transform: translateY(5px); }
.site-menu {
  position: absolute; right: clamp(24px, 5vw, 84px); top: 120px; z-index: 9; width: min(320px, calc(100% - 48px));
  background: #181714; border-top: 2px solid var(--gold); padding: 20px 0; box-shadow: 0 20px 50px #0005;
}
.site-menu a { display: block; color: #eee; text-decoration: none; padding: 12px 28px; font-size: 13px; }
.site-menu a:hover, .site-menu a.active { color: var(--gold-light); }

.hero {
  min-height: 490px;
  display: grid;
  align-items: end;
  justify-items: center;
  text-align: center;
  padding: 90px 24px 42px;
  background:
    linear-gradient(rgba(10, 9, 7, .54), rgba(10, 9, 7, .66)),
    url("assets/hero/financial-services-southern-highlands.jpg") center / cover no-repeat;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.hero::after {
  display: none;
}
.hero-inner { position: relative; z-index: 1; }
.eyebrow {
  margin: 0 0 23px; color: var(--gold); font-size: 11px; font-weight: 600;
  letter-spacing: .28em; text-transform: uppercase;
}
h1, h2, h3 { font-family: "Cormorant Garamond", Georgia, serif; font-weight: 600; }
h1 { margin: 0; font-size: clamp(52px, 6.3vw, 88px); line-height: .97; letter-spacing: -.025em; }
.hero h1 { font-size: clamp(21px, 2.5vw, 33px); text-shadow: 0 3px 24px rgba(0, 0, 0, .45); }
.lede { max-width: 740px; margin: 20px auto 0; color: rgba(255, 255, 255, .92); font-size: clamp(12px, 1.05vw, 14px); line-height: 1.8; }

.services { padding: 105px clamp(24px, 5vw, 84px) 120px; max-width: 1600px; margin: auto; }
.section-intro { max-width: 760px; margin: 0 auto 58px; text-align: center; }
.services-page-label {
  margin: 0 0 10px; color: var(--gold); font-size: clamp(24px, 3vw, 36px);
  font-weight: 600; letter-spacing: .08em; line-height: 1; text-transform: uppercase;
}
.section-intro h2, .cta h2 { margin: 0 0 18px; font-size: clamp(42px, 4.3vw, 66px); line-height: 1; letter-spacing: -.02em; }
.section-intro > p:last-child, .cta > p:not(.eyebrow) { color: var(--muted); line-height: 1.85; font-size: 15px; max-width: 680px; }
.service-grid { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 18px; }
.service-card {
  min-height: 350px; padding: 35px 28px 32px; background: var(--paper);
  border-top: 3px solid var(--gold); box-shadow: 0 10px 32px #3528100b; transition: transform .25s, box-shadow .25s;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 18px 42px #35281018; }
.number { color: var(--gold); font: 500 13px "Montserrat", sans-serif; letter-spacing: .18em; }
.service-card h3 { min-height: 70px; margin: 28px 0 20px; font-size: 29px; line-height: 1.05; }
.service-card p { color: var(--muted); font-size: 13px; line-height: 1.85; margin: 0; }

.cta { text-align: center; padding: 105px 24px 115px; background: #e8e1d5; }
.cta > p:not(.eyebrow) { margin: 0 auto 34px; }
.gold-button {
  display: inline-flex; gap: 28px; align-items: center; padding: 17px 23px; background: var(--gold);
  color: #111; text-decoration: none; text-transform: uppercase; letter-spacing: .15em; font-size: 11px; font-weight: 600;
}
.gold-button span { font-size: 18px; }

.meeting-qr {
  max-width: 300px;
  margin: 38px auto 0;
  display: grid;
  justify-items: center;
  gap: 9px;
  text-align: center;
}

.meeting-qr > a {
  display: block;
  padding: 12px;
  background: #fff;
  border: 2px solid var(--gold);
  box-shadow: 0 10px 30px rgba(24, 20, 14, .12);
}

.meeting-qr img {
  width: 190px;
  height: 190px;
  display: block;
}

.meeting-qr strong {
  color: var(--black);
  font-size: 16px;
}

.meeting-qr span {
  color: var(--muted);
  font-size: 12px;
  line-height: 1.5;
}
.site-footer {
  background: #171512;
  color: #fff;
  font-size: 13px;
  line-height: 1.65;
}

.footer-main {
  max-width: 1350px;
  margin: 0 auto;
  padding: 72px clamp(24px, 6vw, 90px);
  display: grid;
  grid-template-columns: 1.15fr 1fr .85fr;
  gap: clamp(45px, 7vw, 110px);
  align-items: start;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 18px;
  color: #fff;
  text-decoration: none;
}

.footer-brand img {
  width: 118px;
  height: 118px;
  border-radius: 50%;
  object-fit: cover;
}

.footer-brand > span {
  display: grid;
  gap: 7px;
  width: max-content;
}

.footer-brand strong {
  color: #fff;
  font: 600 clamp(25px, 2.2vw, 34px) "Cormorant Garamond", Georgia, serif;
  white-space: nowrap;
}

.footer-brand small {
  color: var(--gold-light);
  width: 100%;
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0;
  text-transform: uppercase;
}

.footer-links,
.footer-contact {
  display: grid;
  align-content: start;
  justify-items: start;
  gap: 8px;
}

.footer-main h2 {
  margin: 0 0 17px;
  color: var(--gold-light);
  font: 600 20px "Montserrat", Arial, sans-serif;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.footer-main a {
  color: #fff;
  text-decoration: none;
}

.footer-main a:hover {
  color: var(--gold-light);
}

.footer-contact a {
  margin-bottom: 10px;
  font-size: 15px;
}

.phone-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.phone-link-icon {
  flex: 0 0 auto;
  color: var(--gold-light);
  font-size: 1.15em;
  line-height: 1;
}

body.phone-menu-open {
  overflow: hidden;
}

.phone-action-overlay {
  position: fixed;
  inset: 0;
  z-index: 1000;
  padding: 24px;
  background: #0009;
  place-items: center;
}

.phone-action-overlay:not([hidden]) {
  display: grid;
}

.phone-action-menu {
  position: relative;
  width: min(100%, 430px);
  padding: 34px;
  border-top: 4px solid var(--gold);
  background: #fffdf9;
  box-shadow: 0 24px 70px #0006;
  color: #11100e;
  text-align: center;
}

.phone-action-menu > p {
  margin: 0 30px 8px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.phone-action-menu > strong {
  font: 600 28px "Cormorant Garamond", Georgia, serif;
}

.phone-action-close {
  position: absolute;
  top: 8px;
  right: 12px;
  padding: 5px 9px;
  border: 0;
  background: transparent;
  color: #514b42;
  font-size: 27px;
  cursor: pointer;
}

.phone-action-options {
  margin-top: 27px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}

.phone-action-options a {
  min-height: 82px;
  padding: 13px 8px;
  border: 1px solid #d7cebf;
  background: #f4f0e8;
  color: #11100e;
  display: grid;
  place-items: center;
  gap: 3px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .07em;
  text-decoration: none;
  text-transform: uppercase;
}

.phone-action-options a:hover {
  border-color: var(--gold);
  background: #eee4d2;
}

.phone-action-options span {
  color: #a77c29;
  font-size: 25px;
}

.footer-affiliates-title {
  padding: 18px 24px;
  background: var(--gold);
  color: #111;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: .15em;
  text-align: center;
  text-transform: uppercase;
}

.footer-disclosures {
  padding: 30px clamp(24px, 6vw, 90px) 34px;
  background: #f4f0e8;
  color: #38342e;
  font-size: 10px;
  line-height: 1.7;
  text-align: center;
}

.footer-disclosures p {
  max-width: 1250px;
  margin: 0 auto 9px;
}

.footer-disclosures a {
  color: #9d252b;
  font-weight: 700;
  text-underline-offset: 3px;
}

@media (max-width: 1200px) {
  .site-header { flex-wrap: wrap; padding-top: 12px; padding-bottom: 16px; }
  .home-nav { order: 3; width: 100%; justify-content: center; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .service-card:last-child { grid-column: 1 / -1; min-height: auto; }
}
@media (max-width: 680px) {
  .site-header { min-height: 108px; padding: 8px 12px; }
  .brand-logo { width: 82px; height: 82px; }
  .brand-name { margin-left: 9px; font-size: clamp(18px, 5.5vw, 24px); white-space: nowrap; }
  .brand-name small { margin-top: 5px; font-size: 8px; letter-spacing: 0; }
  .menu-button { width: 72px; }
  .home-nav { padding: 4px 0; justify-content: flex-start; overflow-x: auto; }
  .client-login { padding: 13px 12px; }
  .hero { min-height: 440px; padding: 76px 24px 92px; }
  .services { padding-top: 78px; padding-bottom: 82px; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card, .service-card:last-child { grid-column: auto; min-height: auto; }
  .service-card h3 { min-height: 0; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-brand { align-items: center; }
}